Credit Manager

Conduct activities and interactions consistent with Company values and in compliance with the Code of Conduct and supporting Policies and Standards relevant to your role. Complete all required training on the AZ Code of Conduct and supporting Policies and Standards on time. Report potential issues of non-compliance.

Credit Management

- Focus on credit task management: Account Receivables & Income-payment, credit limit, mortgage, overdue account, DSO etc.

- Responsible in annual contract, collateral securement by managing wholesalers.

- Communicates with the global team to manage customer masters, wholesaler credit limits, and sales prices in the SAP system.

- Manage and meet the DSO(Days Sales Outstanding) & CTT(Collection To Terms) target

- Excellence in Account Receivables & Income-payment Management.

- Minimize overdue accounts through strict control of income payment term.

- Manage customer master data to meet SOP

- Manage collateral quality condition (A grade) and wholesaler’s bankruptcy risk

- Check each customer credit limit vs. actual mortgage periodically.

- Manage and check for Customer risk profile

- Develop annual written contract for wholesalers

- Responsible audit preparation through Credit and wholesaler management

Wholesalers Management

- Negotiate optimal transaction terms with wholesalers.

- LoE core products code maintenance and New products coding(Bidding wholesale business)

- Manage and maintain the optimal inventory days(wholesalers)

- Analyse price impact from ATP and enable effective price management

- Conduct standard Anti-Bribery Anti-Corruption policy due diligence based on 3PRM (3 party risk management)

Skills

- Hands-on experience with accounting software & system (Skilled in ERP program SAP system)

- Solid understanding of credit management procedures

- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)

- Negotiation skills Analytical and problem solving skills with good interpersonal and cross-functional communication

Qualifications

- Education: Bachelor’s degree, preferably with a major in Legal, Accounting, Economics, and Finance or relevant field

- Language: Fluent in English communication

- Certifications: Driver's license (Preferred)

- Work Experience: Minimum 5 years of experience of Credit management or Account Receivables management and Minimum 10 years of experience in the pharmaceutical industry